Marqeta Outage History
81 incidents recorded over the last 365 days, 80 of them resolved. Durations are measured from when PulsAPI first saw the problem to when it cleared, which is usually longer than the vendor's own figure.
Every Recorded Marqeta Incident
| Date | Incident | Duration | Status |
|---|---|---|---|
| Aug 22, 2026 | STIPs on the Visa NetworkOn Friday, August 21, 2026, Marqeta resolved a brief service disruption affecting Stand-In Processing (STIP) on the Visa network between 09:42 and 09:45 PDT. Our engineering team immediately conducted a thorough review… | 1h 7m | Resolved |
| Aug 20, 2026 | Issue affecting a subset of credit accountsOn August 20, 2026, Marqeta identified an issue affecting available credit and account balance calculations on a subset of accounts. Our engineering team has since isolated the cause, validated a corrective fix, and… | 16h 11m | Resolved |
| Aug 18, 2026 | Intermittent STIPs on the Mastercard networkMarqeta and our network partner confirmed the underlying networking issue causing delayed delivery of standing advice was fixed as of 12:38 PST, and no further abnormalities have been observed during the monitoring… | 1h 55m | Resolved |
| Aug 17, 2026 | STIPs across all networksMarqeta engineers have confirmed that the AWS emergency maintenance has fully concluded, and we have restored standard traffic routing across all card networks. Our monitoring shows stable, normal transaction processing… | 2h 31m | Resolved |
| Aug 13, 2026 | Intermittent Service disruptions affecting Visa "Click to Pay" API endpoints.There have been no reoccurrences detected. We will continue to follow up with Visa to ensure an RCA is conducted | 19h 11m | Resolved |
| Aug 10, 2026 | STIPs on Visa - Aug 10thFollowing a period of continued monitoring with no further impact observed, the issue affecting Visa transactions processed via network stand-in between 15:34 PT (18:34 EST / 22:34 UTC) and 13:45 PT (16:45 EST / 20:45… | 2h 9m | Resolved |
| Jul 31, 2026 | MQD and Diva Access issueMarqeta engineering teams have resolved the service disruption affecting the Marqeta Dashboard, Diva, and 3DS at 11:00 PDT. The root cause was an infrastructure configuration change that inadvertently restricted network… | 1h 18m | Resolved |
| Jul 29, 2026 | Mastercard Digital Wallet Token OutageMarqeta engineers have confirmed digital wallet token operations have returned to normal. We will continue to engage with Mastercard to provide an RCA. | 1h 58m | Resolved |
| Jul 25, 2026 | Delayed Visa Settlement and Clearing Files - July 25thMarqeta engineers have confirmed that all outstanding Visa SMS settlement and clearing files were successfully received as of 18:03 UTC/11:03 AM PDT. Thank you for your patience. | 2h 8m | Resolved |
| Jul 24, 2026 | Mastercard T464 Files DelayedOn Friday, July 24, 2026, at approximately 08:48 PT (15:48 UTC), Marqeta engineers identified that Mastercard T464 file deliveries are delayed by about 4 hours due to a issue from the network. The file has since been… | -264 min | Resolved |
| Jul 21, 2026 | Core API Degraded TrafficOn Tuesday, July 21, 2026, Marqeta experienced a traffic flooding event that led to service degradation across our API infrastructure. This volume triggered automated protective measures, causing intermittent… | 3h 15m | Resolved |
| Jul 21, 2026 | API Endpoint intermittent Connectivity IssuesOn July 21, 2026, a subset of customers experienced intermittent failures when accessing Marqeta API endpoints. The issue was caused by an insufficient number of service instances in a specific availability zone, which… | 9h 36m | Resolved |
| Jul 20, 2026 | STIPs On Multiple Card NetworksThere have been no additional effects detected. | 95h 20m | Resolved |
| Jul 15, 2026 | Degraded traffic on Mastercard 3DSMarqeta engineers have confirmed the errors have subsided. Although we continue to await an RCA from Mastercard, evidence indicates they deployed a broken certificate bundle and have been progressively redeploying them… | 45h 12m | Resolved |
| Jul 15, 2026 | STIPs on the Visa and Pulse NetworksOn Wednesday, July 15, 2026, Marqeta engineers detected a brief issue affecting Stand-In Processing (STIP) across Visa and Pulse card networks between 07:05 and 07:10 PT. Our engineering team identified the root cause… | 55h 24m | Resolved |
| Jul 15, 2026 | Mastercard 3DS Degraded TrafficTraffic continues to be steady and the upstream 3D Secure service is reporting there is no further impact detected or reported to them. We are continuing to await Mastercard's confirmation and any additional details… | 8h 31m | Resolved |
| Jul 14, 2026 | STIPs on Multiple Card NetworksFollowing a successful monitoring period with no further anomalies detected, we have confirmed that the issue has been fully resolved and all systems are operating normally. | 3h 34m | Resolved |
| Jul 9, 2026 | Visa Settlement DelayThe Issue has been fully resolved as of July 9, 2026 at 3:41 PM PT (22:41 UTC) . Visa successfully implemented corrective actions, and concluded reconciliation and validation activities. Our monitoring period has… | 89h 20m | Resolved |
| Jul 8, 2026 | STIPs on Multiple Card NetworksOn Wednesday, July 8, 2026, Marqeta engineers detected a brief issue affected elevated Stand-In Processing (STIP) across multiple card networks between 02:55 and 03:05 PT. Monitoring period has been concluded and… | 24h 42m | Resolved |
| Jul 2, 2026 | STIPs Across Multiple NetworksMarqeta engineers detected an issue affecting Stand-In Processing (STIP) across multiple card networks that occurred between approximately 22:28 PDT and 22:45 PDT. The issue has since been mitigated, and traffic has… | -51 min | Resolved |
| Jul 2, 2026 | Misattributed SMS Verification Messages for Australian CardholdersMarqeta's upstream SMS provider has resolved the formatting issue affecting cardholder messages in Australia. All SMS one-time passcode (OTP) messages are once again being delivered with their correct program sender… | 20h 28m | Resolved |
| Jun 30, 2026 | Apple Pay Provisioning StabilityMarqeta has received confirmation from Apple Pay that they identified the root cause of the in-app provisioning failures and have resolved the issue. Following an extended period of monitoring normal traffic and… | 15h 45m | Resolved |
| Jun 29, 2026 | Apple Pay Push Provisioning DropsMarqeta engineers have successfully verified that Apple Pay provisioning is fully operational. Following a period of sustained stability, this incident is now resolved. | 1h 37m | Resolved |
| Jun 29, 2026 | Delay in Receiving Visa Clearing FilesAll delayed files have been processed. | 5h 9m | Resolved |
| Jun 25, 2026 | 3DS Authentication Requests DegradedOn June 25, 2026, Marqeta identified a degradation in 3DS challenge authentication success rates affecting merchants. Merchants experienced reduced success rates on 3DS challenge authentication requests starting from… | -197 min | Resolved |
| Jun 22, 2026 | Marqeta Dashboard Outage and Delayed ClearingEngineers have remediated the delayed foreign-currency transaction clearing files. All affected services are now fully restored. | 8h 24m | Resolved |
| Jun 17, 2026 | Private Sandbox MaintenanceMaintenance is complete. | 191h 27m | Resolved |
| Jun 16, 2026 | API Response Degraded in SandboxOn Tuesday, June 16, 2026, Marqeta engineers detected an issue affecting User, Business, and Card API responses in the sandbox and intermittently in production, starting at approximately 09:50 PT (17:07 UTC). Our… | 18h 12m | Resolved |
| Jun 15, 2026 | Visa SMS File DelayOn Monday, June 15, 2026, Marqeta engineers detected an issue affecting Visa SMS file delivery starting at approximately 08:01 PT (15:01 UTC). Visa has sent the files, and the processing is underway as expected. | 57 min | Resolved |
| Jun 13, 2026 | Mastercard Tokenization DisruptionAt 2:15 AM PDT, we detected MDES (MasterCard Digital Enablement Service) calls for Tokenization were degraded. As of 03:07 AM PDT, service began to normalize and we have since confirmed the receipt of healthy calls to… | 6h 0m | Resolved |
| Jun 5, 2026 | Visa SMS File DelayMarqeta's engineering teams have successfully completed the ingestion and processing of the delayed Visa SMS settlement files. All associated reports have been generated. All systems are operating normally, and this is… | 9h 48m | Resolved |
| Jun 3, 2026 | STIPs on Multiple Card NetworksOn Thursday, June 11th, 2026, Marqeta engineers have confirmed that the the physical network connection has been successfully restored, and operations have returned to normal across all affected card… | 192h 59m | Resolved |
| Jun 1, 2026 | Intermittent Apple Pay ErrorsEngineers have observed Apple Pay in-app provisioning errors are no longer occurring. | 6h 19m | Resolved |
| May 20, 2026 | Mastercard MDES Lifecycle Service DegradationBetween 12:59 AM and 03:23 AM PDT, an external Mastercard incident caused intermittent errors for customers utilizing MDES token lifecycle actions. This resulted in temporary drops in token notifications and elevated… | -554 min | Resolved |
| May 15, 2026 | Visa clearing delayed for some customers.We have successfully processed the final batch of clearing files. Following a thorough reconciliation against the Visa network summary, we can confirm that all expected clearing data is aligned and validated. | 18h 33m | Resolved |
| May 13, 2026 | Private Sandbox MaintenanceMaintenance is complete. | 189h 27m | Resolved |
| May 12, 2026 | Elevated STIPs on the Pulse NetworkFollowing a successful monitoring period, Marqeta systems have maintained stable processing since May 12, 08:40 AM PT with no further anomalies detected. We apologize for any impact this may have had on cardholders and… | 19h 22m | Resolved |
| May 8, 2026 | AWS Outage Impacting Marqeta ServicesAll of Marqeta's services should now be fully operational. | 94h 10m | Resolved |
| May 5, 2026 | Delay in Diva reports and MQD endpointsAll replicated assets in the system should now be fully synchronized. | 60h 11m | Resolved |
| Apr 29, 2026 | 3DS Service DegradationThis incident has been resolved. Service has been restored and customers should no longer experience any impact. | 24h 29m | Resolved |
| Apr 3, 2026 | Increase Rate Of Magstripe DeclinesEngineers have resolved the last known instances of this issue. | 8h 30m | Resolved |
| Apr 2, 2026 | Intermittent STIPs across multiple networksFollowing an extended period of stability, we have verified that the tactical fix applied to our database environment has fully resolved the connectivity issues and all affected services are performing at baseline… | 94h 1m | Resolved |
| Mar 17, 2026 | Delay in bank file deliveryAll bank files have been successfully delivered as of 12:17 PM PT. No further delays are expected. | 3h 18m | Resolved |
| Mar 12, 2026 | STIPS on Master Card networkWe are confirming that the Mastercard network disturbance, which caused two isolated periods of elevated (STIP) earlier today around 11:14 AM and 12:45 PM Pacific Time, is now fully resolved and the service is operating… | 4h 20m | Resolved |
| Mar 3, 2026 | FEDACH Processing DelayProcessing has returned to its normal schedule. We are continuing to monitor the Federal Reserve Bank ACH Network for any reoccurrence and will provide updates if any new delays are identified. | 24h 48m | Resolved |
| Feb 25, 2026 | Marqeta Dashboard Login OutageAt approximately 9:23 AM PT, Marqeta customers may have experienced issues logging into Marqeta Dashboard. Engineers quickly identified the root cause and implemented a fix. Customers can now access the Dashboard… | 0 min | Resolved |
| Feb 13, 2026 | Elevated API TimeoutsThe issue causing elevated API timeouts between 2:00 PM – 3:22 PM PT (22:00 – 23:22 UTC) on Thursday, February 12th has been fully resolved. The root cause was identified and mitigated, and our engineering team has… | 13h 19m | Resolved |
| Feb 11, 2026 | Sandbox simulations/cardtransactions/ endpoint is reporting 503This has now been resolved. | 4h 29m | Resolved |
| Feb 6, 2026 | Duplicate transaction postingsThe full fix has now been successfully implemented across all Pulse routers as of February 13th approximately 2:15 PM PT. This follows the previously completed Visa rollback on February 10th, and the fix is now fully… | 169h 39m | Resolved |
| Feb 2, 2026 | STIPs across all networksEngineers have confirmed that the increase in STIPs occurred between 10:29 AM PT - 10:35 AM PT due to a networking issue in one region. It is now resolved. | 28 min | Resolved |
| Jan 27, 2026 | Tokenmanager EU is DownEngineers have confirmed the reverted deployment has restored functionality. Teams will continue working to understand the root cause of the degraded functionality. | 14 min | Resolved |
| Jan 24, 2026 | Clearing files are delayedAs of 7:15 AM Pacific time all Clearing Files have been processed and delivered. | 7h 36m | Resolved |
| Jan 22, 2026 | Service Impact To Multiple ServicesMarqeta experienced an outage today affecting multiple services. Once the team isolated the root cause to a networking configuration issue, a fix was deployed and all impacted services were fully restored. The recovery… | 5h 16m | Resolved |
| Jan 19, 2026 | 3DS authentications impacted, 19th JanuaryWe have implemented mitigation steps and see no further recurrence of this incident since those changes were implemented. | 5h 8m | Resolved |
| Jan 8, 2026 | Public Sandbox Database UpgradeThe scheduled upgrade to our public sandbox databases has been successfully completed. Post-maintenance verifications have been performed, and system functionality has been confirmed. Thank you for your patience during… | 1h 0m | Scheduled |
| Jan 6, 2026 | Delayed Visa Clearings January 6thAll clearings have been posted from the affected file. If you notice any discrepancies, please raised them with Marqeta support. | 23h 14m | Resolved |
| Dec 16, 2025 | Clearings on Visa and Mastercard Delayed, 16 DecemberAs of 4:40 PM PT, engineers confirmed that all files have completed processing. Clearing webhooks and reporting should be functioning as expected. | 61h 59m | Resolved |
| Nov 13, 2025 | Impact on Risk & Disputes servicesAfter close monitoring, engineers have confirmed that the issue is now stable. Services should be functioning as expected. | 5h 20m | Resolved |
| Nov 12, 2025 | Marqeta customers might observe a delay in settlement and clearing processes in Visa NetworkVisa and Pulse reports should now be caught up for all customers. Visa clearing should now be caught up for all customers. | 48h 37m | Resolved |
| Nov 7, 2025 | Delay in Delivering VISA Detail and SMS FilesWe have confirmed that all files have been processed and delivered. | 1h 33m | Resolved |
| Oct 28, 2025 | Marqeta Dashboard Report Customization Partial OutageEngineers have confirmed that the program selector should be working as intended. | 3h 15m | Resolved |
| Oct 21, 2025 | Incomplete MQD/DIVA API and Bank Files DataBank files and MQD / DIVA API reports are now refreshed and up to date for the October 20th data. | 25h 18m | Resolved |
| Oct 20, 2025 | STIPs on the Visa NetworkThe Visa transaction processing incident has been fully resolved. All STIP backlogs have been processed and engineers have completed the deployment of fixes to address the root cause of processing issue. | 245h 27m | Resolved |
| Oct 20, 2025 | AWS us-east-1 outageAs of 12:30am PT, 7:30am GMT today, all historic webhooks have been cleared from the queues. | 27h 10m | Resolved |
| Oct 18, 2025 | STIPs on the Visa NetworkVisa has confirmed an event within their network which resulted in unexpected authorization failures. They have resolved the challenge and the Visa Network is now operating as expected. This incident is resolved. | 40 min | Resolved |
| Oct 16, 2025 | Downtime for some EU customersSome EU customers may have experienced downtime between 20:25:30 - 20:43:30 UTC on October 16th due to a maintenance task. | 0 min | Resolved |
| Oct 16, 2025 | Missing Data due to Replication LagMarqeta engineers report the missing data should now be remediated for all customers. | 25h 47m | Resolved |
| Oct 15, 2025 | Data Replication Lag in SnowflakeEngineers report the replication lag is over and the data should now be caught up. | 9h 21m | Resolved |
| Oct 6, 2025 | Intermittent STIPs on the Visa networkThe issue was isolated to an event in the Visa network and is now resolved. | 10h 9m | Resolved |
| Oct 5, 2025 | Mastercard network experiencing challenges resulting in intermittent STIPsThis incident has been resolved. | 8h 29m | Resolved |
| Sep 30, 2025 | Public Sandbox Database UpgradePublic sandbox should now be available. | 1h 20m | Resolved |
| Sep 24, 2025 | Apple WPP Not ProvisioningMarqeta engineers have identified and resolved the issue. There should no longer be any errors in digital wallets. | 1h 13m | Resolved |
| Sep 24, 2025 | Public Sandbox Database UpgradeIntermittent unavailability should be resolved. | 2h 32m | Resolved |
| Sep 22, 2025 | Delivery of Webhooks DelayedDelivery of webhooks was interrupted for a period of 10-15 minutes starting from 6:37 PM PST. During this time, some customers may have also seen Marqeta Dashboard experienced an outage. All webhooks should be caught up… | -5590 min | Resolved |
| Sep 9, 2025 | Public Sandbox Database UpgradeUpdate is complete. Full function of the sandbox should be restored. | 44 min | Resolved |
| Sep 5, 2025 | High Error Count for Visa Disputes DetectedMarqeta engineers detected a high error count for Disputes on all Visa programs between 14:33 - 15:17 EST. Teams are actively engaged and are in touch with Visa to investigate. | -58 min | Resolved |
| Aug 29, 2025 | Credit System of Record Production Ping Returned a 503Marqeta engineers identified that a credit system of record production ping may have returned a 503. The window of impact was 10:33AM to 10:54AM EST. Teams are assessing any reruns that may need to occur and are… | -27 min | Resolved |
| Aug 28, 2025 | Real Time Decisioning service was impairedRTD (Real Time Decisioning) Service stability validated after monitoring | 3h 41m | Resolved |
| Aug 27, 2025 | Marqeta customers might observed an degradation in settlement and clearing processes in Visa NetworkMarqeta proceeded files successfully and no abnormality detected during the monitoring period. | 19h 4m | Resolved |
| Aug 25, 2025 | Marqeta customers experienced brief issue causing STIPs increase on Visa & Pulse NetworkNo other instances were observed. We have confirmed that the issue is resolved. | 48h 33m | Resolved |
| Aug 25, 2025 | Declined transactions history issueThe DB issue should be be resolved for affected customers. | 307h 4m | Resolved |
How to Read This Marqeta Incident Log
Each row is an incident PulsAPI observed, not a summary written afterwards. The duration is wall-clock time between the first failing check and the first clean one, so it includes the window before Marqeta acknowledged anything. Vendor post-mortems typically measure from acknowledgement, which is why their numbers are usually shorter.
Incidents still open have no duration yet and are listed as ongoing rather than being given a running total. The archive covers the last 365 days; anything older has aged out of the window rather than never having happened.
The longest single Marqeta outage in this window ran 12d 19h, against a mean recovery of 1d 9h. If you depend on Marqeta in a customer-facing path, the longest figure is the one to design around. The mean is what happens on a normal bad day; the maximum is what happens on the worst one.