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Is Affirm Down?

FinTech & PaymentsLive status, outages, and incident history

No. Affirm is up right now.

Every monitored Affirm system is operational as of September 25, 2026. PulsAPI did not find an outage in its latest check of the official status feed.

OperationalChecked 3m agoLive · 60s while moving

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Affirm is healthy right now. We keep checking (every 60 seconds once it starts moving) and email you the moment that changes.

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How we know: the official Affirm status page, PulsAPI's own check (every 60 seconds while one is moving, every 5 to 20 minutes while it is stable), and outage reports from engineers. How PulsAPI monitoring works

Affirm Component Status

The main Affirm systems on this page. All 44 are operational right now.

44operational
Affirm Charges API » Canada
Operational
Affirm Charges API » UK
Operational
Affirm Charges API » US
Operational

41 more components tracked

Their status is in the bar above. Free accounts see every component by name.

Also tracking Affirm Checkout » AUS, Affirm Checkout » Canada, Affirm Checkout » UK, Affirm Checkout » US, Affirm Mobile App » Canada, Affirm Mobile App » UK, Affirm Mobile App » US, Affirm Prequalification » Canada, Affirm Prequalification » UK, Affirm Prequalification » US, Affirm Promotional Services » Canada, Affirm Promotional Services » UK, and 29 more.

See all of them free

Component statuses may change independently during partial outages.

Recent Affirm Outages & Incidents

Incident history from the official Affirm status page, including resolution updates.

US Database MaintenanceScheduled for Oct 1, 2026 · 1h 0mScheduled

On September 30th, 2026, Affirm will perform updates to its checkout service dependent database clusters in the US. Affirm US checkout and related payment services may experience brief, intermittent service disruptions. The maintenance will begin at 11:00 PM PDT on 09/30/2026 and end at 12:00 AM PDT on 10/01/2026. The expected aggregate downtime is under 2 minutes within this 1 hour window.

CA Database MaintenanceScheduled for Oct 1, 2026 · 4h 0mScheduled

On September 30th, 2026, Affirm will perform updates to its checkout service dependent database clusters in Canada. Affirm Canada checkout, payment processing, and related customer-facing services may experience brief, intermittent service disruptions. The maintenance will begin at 11:00 PM PDT on 09/30/2026 and end at 3:00 AM PDT on 10/01/2026. The expected aggregate downtime is 5 minutes within this 4-hour window.

UK Database MaintenanceScheduled for Sep 16, 2026 · 1h 0mScheduled

The scheduled maintenance has been completed. --- [2026-09-16T15:00:09.129-07:00] (in_progress) Scheduled maintenance is currently in progress. We will provide updates as necessary. --- [2026-09-16T14:00:10.174-07:00] (scheduled) Maintenance will begin as scheduled in 60 minutes. --- [2026-09-02T11:02:00.065-07:00] (scheduled) On September 16th, 2026, Affirm will perform updates to its database clusters in the UK. Affirm checkout critical databases may experience brief, intermittent service disruptions. The maintenance will begin at 11:00 PM BST on 09/16/2026 and end at 12:00 AM BST on 09/17/2026. The expected aggregate downtime is estimated to be, at most, 1 minute within this 1 hour window.

Affirm Uptime History

Daily uptime recorded by PulsAPI over the last 90 days, with the days that carried a Affirm incident marked. Each day is measured from our own checks, so the record continues even when the vendor publishes nothing.

Uptime history49 days observed
Aug 8100.00% average · 1 day with incidentsSep 25

Live Affirm Outage Reports

Problems reported by engineers using Affirm. Reports often appear 10 to 20 minutes before the official status page moves, and stay on this page for 90 days.

Reports, last 24 hours0 total
24h agoNothing reportednow

No Affirm problems reported yet.

Something wrong with Affirm on your end?

Reports are anonymous, take about ten seconds, and help the next engineer who checks.

About Affirm

Affirm exposes 56 monitored components on its status page at status.affirm.com — US, Affirm Checkout and US - Shopify Payments App among them. Follow Affirm downtime, degraded performance and resolved incidents here, with uptime history alongside your other payments and fintech services.

Over the past 30 days, PulsAPI has measured Affirm uptime at 100.00%. Response times, incident history, and SLA tracking for Affirm are available on the PulsAPI dashboard.

Affirm Status FAQ

Is Affirm down right now?

The verdict at the top of this page comes from the latest poll of the official Affirm status feed and refreshes automatically, so you are not looking at a stale cached answer. PulsAPI re-checks a vendor every 60 seconds whenever it is not fully operational, or has changed status in the last 30 minutes, so an incident is always on the fastest cadence. Vendors that are stable and rarely watched are re-checked every 5 to 20 minutes instead.

What should I do if Affirm is not working?

Check the component list on this page first to see if your failure matches a known outage. If it does, you can report the issue for other engineers, follow the incident timeline for vendor updates, and run any fallback your app supports until Affirm recovers.

How do I check Affirm uptime history?

PulsAPI tracks Affirm uptime over 30, 60, and 90-day rolling windows. The current 30-day uptime is 100.00%. The 90-day uptime strip on this page is public: no account needed. A free account adds alerts whenever Affirm changes state, plus 15 days of incident detail; Pro extends that to 90 days and Business to 13 months.

How fast does PulsAPI detect Affirm outages?

PulsAPI reads the official Affirm status page. PulsAPI re-checks a vendor every 60 seconds whenever it is not fully operational, or has changed status in the last 30 minutes, so an incident is always on the fastest cadence. Vendors that are stable and rarely watched are re-checked every 5 to 20 minutes instead. Alerts reach Slack, Discord, Microsoft Teams, PagerDuty, or email within seconds of detection.

Does PulsAPI track individual Affirm components?

Yes. PulsAPI monitors 44 individual Affirm components, so you can see which service or region is affected instead of a generic "service degraded" banner.

Can I get alerts when Affirm goes down?

Yes. Create a free account and subscribe to Affirm: the free plan covers three services with unlimited email alerts and no monthly notification cap. Paid plans lift the monitor limit entirely (Pro and above do not meter how many vendors you watch) and route the same alerts into Slack, Discord, Microsoft Teams, PagerDuty and webhooks.

How do I report an issue with Affirm to the community?

Click "Report an issue" at the top of this page, pick the issue type and severity, and optionally add your region and a short note. Reports are anonymous and help other engineers spot Affirm problems early. Official status pages often lag real incidents by 10 to 20 minutes.

Is there a free way to monitor Affirm?

Yes. The free plan covers 3 monitored services with unlimited email alerts, permanently, so Affirm plus two more costs nothing. Every new account also opens with a 30-day Business trial (unlimited monitors, Slack alerts, SLA reporting) with no credit card.

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