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Is Affirm Down?

FinTech & PaymentsLive status, outages, and incident history

No. Affirm is up right now.

Every monitored Affirm system is operational as of November 9, 2026. PulsAPI did not find an outage in its latest check of the official status feed.

OperationalChecked 4m agoLive · every 60s

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Official Affirm status page
How we know: the official Affirm status page, PulsAPI's own check (every 60 seconds), and outage reports from engineers. How PulsAPI monitoring works

Status report

Affirm Status Summary

As of 21:17 UTC on 9 November 2026, Affirm is operational. PulsAPI checked Affirm's official status page and found 45 of 45 components operational, with no active incidents. Over the last 30 days PulsAPI measured 100.00% uptime for Affirm, counting degraded performance as up. The latest incident, "Identified Issue Affecting Loan Applications in UK", was on Nov 2, 2026 and lasted 1h 25m.

Cite as: PulsAPI, “Affirm status”, checked 9 November 2026, 21:17 UTC. https://www.pulsapi.com/services/affirm

Affirm Component Status

The main Affirm systems on this page. All 45 are operational right now.

45operational
Affirm Charges API » Canada
Operational
Affirm Charges API » UK
Operational
Affirm Charges API » US
Operational

42 more components tracked

Their status is in the bar above. Free accounts see every component by name.

Also tracking Affirm Checkout » AUS, Affirm Checkout » Canada, Affirm Checkout » UK, Affirm Checkout » US, Affirm Mobile App » Canada, Affirm Mobile App » UK, Affirm Mobile App » US, Affirm Prequalification » Canada, Affirm Prequalification » UK, Affirm Prequalification » US, Affirm Promotional Services » Canada, Affirm Promotional Services » UK, and 30 more.

See all of them free

Component statuses may change independently during partial outages.

Recent Affirm Outages & Incidents

Incident history from the official Affirm status page, including resolution updates.

Identified Issue Affecting Loan Applications in UKResolved Nov 2, 2026 · 1h 25mResolved

This incident has been resolved. --- [2026-11-02T12:11:20.267-08:00] (monitoring) We have implemented a fix and have seen recovery. We will continue to monitor the situation to ensure that our systems are fully operational. --- [2026-11-02T11:18:44.257-08:00] (identified) We have identified an issue affecting UK sessions that require a physical identity verification step-up. Affected sessions are being incorrectly denied rather than being routed to the appropriate identity verification provider.

Affirm Mobile Application Payment Method Degradation for CA UsersResolved Sep 29, 2026 · 1h 25mResolved

This incident has been resolved. --- [2026-09-29T13:01:14.648-07:00] (identified) We have identified the cause and are continuing to work on a fix for the issue. We will provide more updates as they come along. --- [2026-09-29T12:26:36.390-07:00] (investigating) We are aware of an issue where Payment Methods is not shown in the Mobile app for CA users. Our team is currently investigating, and we will provide additional updates as soon as possible.

Affirm Services DegradationResolved Aug 12, 2026 · 47 minResolved

This incident has been resolved. --- [2026-08-12T14:39:46.772-07:00] (monitoring) A fix has been implemented and we are currently seeing recovery and will continue to monitor system performance closely to ensure full stability. --- [2026-08-12T14:24:52.680-07:00] (identified) We are continuing to work on a fix for this issue. --- [2026-08-12T14:24:48.177-07:00] (identified) We are currently experiencing degraded performance across Affirm services. Our engineering team has identified the root cause and is actively working to implement a fix. We will provide another update as soon as the issue is resolved or more information becomes available.

Upcoming maintenance

Announced by Affirm. Planned work, not an outage.

UK Infrastructure MaintenanceScheduled for Nov 11, 2026 · 3h 0mScheduled

We will be undergoing maintenance during the scheduled time. --- [2026-10-21T07:38:45.626-07:00] (scheduled) On November 11th, 2026, Affirm will perform scheduled capacity increases to its platform infrastructure in the UK. Affirm platform services may experience brief service disruptions while this work is in progress. The maintenance will begin at 11:00 PM GMT on 11/11/2026 and end at 2:00 AM GMT on 11/12/2026. The expected aggregate downtime is up to 10 minutes within this 3-hour window.

US & CA Infrastructure MaintenanceScheduled for Nov 12, 2026 · 4h 0mScheduled

We will be undergoing maintenance during the scheduled time. --- [2026-10-21T07:37:45.223-07:00] (scheduled) On November 11th, 2026, Affirm will perform scheduled capacity increases to its platform infrastructure in the US and Canada. Affirm platform services may experience brief service disruptions while this work is in progress. This maintenance window is scheduled from 11:00 PM PST on November 11, 2026 to 3:00 AM PST on November 12, 2026. The expected aggregate downtime is up to 10 minutes within this 4-hour window.

Affirm Uptime History

Daily uptime recorded by PulsAPI over the last 90 days, with the days that carried a Affirm incident marked. Each day is measured from our own checks, so the record continues even when the vendor publishes nothing.

Uptime history91 days observed
Aug 11100.00% average · 6 days with incidentsNov 9

Going further back: Affirm uptime by month and every recorded Affirm outage.

Live Affirm Outage Reports

Problems reported by engineers using Affirm. Reports often appear 10 to 20 minutes before the official status page moves, and stay on this page for 90 days.

Reports, last 24 hours0 total
24h agoNothing reportednow

No Affirm problems reported yet.

Something wrong with Affirm on your end?

Reports are anonymous, take about ten seconds, and help the next engineer who checks.

About Affirm

Affirm exposes 56 monitored components on its status page at status.affirm.com — US, Affirm Checkout and US - Shopify Payments App among them. Follow Affirm downtime, degraded performance and resolved incidents here, with uptime history alongside your other payments and fintech services.

Over the past 30 days, PulsAPI has measured Affirm uptime at 100.00%. Response times, incident history, and SLA tracking for Affirm are available on the PulsAPI dashboard.

Affirm Status FAQ

Is Affirm down right now?

The verdict at the top of this page comes from the latest poll of the official Affirm status feed and refreshes automatically, so you are not looking at a stale cached answer. PulsAPI re-checks it every 60 seconds.

What should I do if Affirm is not working?

Check the component list on this page first to see if your failure matches a known outage. If it does, you can report the issue for other engineers, follow the incident timeline for vendor updates, and run any fallback your app supports until Affirm recovers.

How do I check Affirm uptime history?

PulsAPI tracks Affirm uptime over 30, 60, and 90-day rolling windows. The current 30-day uptime is 100.00%. The 90-day uptime strip on this page is public: no account needed. A free account adds alerts whenever Affirm changes state, plus 15 days of incident detail; Pro extends that to 90 days and Business to 13 months.

How fast does PulsAPI detect Affirm outages?

PulsAPI reads the official Affirm status page. PulsAPI re-checks it every 60 seconds. Alerts reach Slack, Discord, Microsoft Teams, PagerDuty, or email once a change has held for 5 minutes, so a one-minute blip does not page you.

Does PulsAPI track individual Affirm components?

Yes. PulsAPI monitors 45 individual Affirm components, so you can see which service or region is affected instead of a generic "service degraded" banner.

Can I get alerts when Affirm goes down?

Yes. Create a free account and subscribe to Affirm: the free plan covers three services with unlimited email alerts and no monthly notification cap. Paid plans lift the monitor limit entirely (Pro and above do not meter how many vendors you watch) and route the same alerts into Slack, Discord, Microsoft Teams, PagerDuty and webhooks.

How do I report an issue with Affirm to the community?

Click "Report an issue" at the top of this page, pick the issue type and severity, and optionally add your region and a short note. Reports are anonymous and help other engineers spot Affirm problems early. Official status pages often lag real incidents by 10 to 20 minutes.

Is there a free way to monitor Affirm?

Yes. The free plan covers 3 monitored services with unlimited email alerts, permanently, so Affirm plus two more costs nothing. Every new account also opens with a 30-day Business trial (unlimited monitors, Slack alerts, SLA reporting) with no credit card.

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