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Is Cardstream Down?

FinTech & PaymentsLive status, outages, and incident history

No. Cardstream is up right now.

Every monitored Cardstream system is operational as of November 14, 2026. PulsAPI did not find an outage in its latest check of the official status feed.

OperationalChecked 3m agoLive · every 60s

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Official Cardstream status page
How we know: the official Cardstream status page, PulsAPI's own check (every 60 seconds), and outage reports from engineers. How PulsAPI monitoring works

Status report

Cardstream Status Summary

As of 14:33 UTC on 14 November 2026, Cardstream is operational. PulsAPI checked Cardstream's official status page and found 2 of 2 components operational, with no active incidents. The latest incident, "Gateway Intermittency", was on Nov 10, 2026 and lasted 6h 32m.

Cite as: PulsAPI, “Cardstream status”, checked 14 November 2026, 14:33 UTC. https://www.pulsapi.com/services/cardstream

Cardstream Component Status

The main Cardstream systems on this page. All 2 are operational right now.

2operational
Cardstream Payment Gateway
Operational
OBN
Operational

Component statuses may change independently during partial outages.

Recent Cardstream Outages & Incidents

Incident history from the official Cardstream status page, including resolution updates.

Gateway IntermittencyResolved Nov 10, 2026 · 6h 32mResolved

Cardstream can confirm this intermittency has been resolved. --- [2026-11-10T11:27:54.087+00:00] (monitoring) Cardstream can confirm that access to the Merchant Management Systems (MMS) and Transaction processing levels have returned to normal. --- [2026-11-10T09:21:47.142+00:00] (investigating) Cardstream is investigating a degradation in service that is intermittently affecting access to the Merchant Management Systems (MMS) and Transaction processing. We are treating this with the highest priority and working with our engineers to resolve it.

3-D Secure PIT Server Test Transactions (Simulator) MaintenanceResolved Oct 21, 2026 · 26h 6mResolved

This incident has been resolved. --- [2026-10-22T09:29:42.680+01:00] (monitoring) Cardstream is continuing maintenance on the 3-D Secure PIT Server (Test Simulator). You are advised that access to the 3-D Secure PIT Server for test transactions will be unavailable. This is a test environment and does not affect production 3DS transactions. --- [2026-10-21T12:22:30.125+01:00] (monitoring) Cardstream will be carrying out maintenance on the 3-D Secure PIT Server (Test Simulator). You are advised that access to the 3-D Secure PIT Server for test transactions will be unavailable on Wednesday 21 October 2026. This is a test environment and does not affect production 3DS transactions.

Settlement Review - AMEXResolved Oct 19, 2026 · 1h 0mResolved

Cardstream can confirm that the transaction states have now been updated on the Gateway. --- [2026-10-19T16:30:52.933+01:00] (investigating) Cardstream is investigating settlement of Sunday 18 October processing for AMEX transactions. We will provide further updates shortly.

Upcoming maintenance

Announced by Cardstream. Planned work, not an outage.

Cardstream Routine MaintenanceScheduled for Nov 19, 2026 · 1h 0mScheduled

Cardstream will be carrying out routine maintenance on the Gateway. You are advised that transaction processing, APIs, and the Merchant Management System (MMS) may become intermittently unavailable during this time. A further communication will be sent once the maintenance has started and completed. Kind regards Cardstream Support

Cardstream Uptime History

Daily uptime recorded by PulsAPI over the last 90 days, with the days that carried a Cardstream incident marked. Each day is measured from our own checks, so the record continues even when the vendor publishes nothing.

Uptime history3 days observed
Nov 12100.00% averageNov 14

Live Cardstream Outage Reports

Problems reported by engineers using Cardstream. Reports often appear 10 to 20 minutes before the official status page moves, and stay on this page for 90 days.

Reports, last 24 hours0 total
24h agoNothing reportednow

No Cardstream problems reported yet.

Something wrong with Cardstream on your end?

Reports are anonymous, take about ten seconds, and help the next engineer who checks.

About Cardstream

Cardstream's status page at status.cardstream.com lists 2 components, such as Cardstream Payment Gateway and OBN. We read that page every few minutes and keep the incident history, so you can tell whether a problem is on Cardstream's side or yours.

Cardstream Status FAQ

Is Cardstream down right now?

The verdict at the top of this page comes from the latest poll of the official Cardstream status feed and refreshes automatically, so you are not looking at a stale cached answer. PulsAPI re-checks it every 60 seconds.

What should I do if Cardstream is not working?

Check the component list on this page first to see if your failure matches a known outage. If it does, you can report the issue for other engineers, follow the incident timeline for vendor updates, and run any fallback your app supports until Cardstream recovers.

How do I check Cardstream uptime history?

PulsAPI tracks Cardstream uptime over 30, 60, and 90-day rolling windows. The current 30-day uptime is not published yet, because a 30-day figure needs 30 days of tracked history. The 90-day uptime strip on this page is public: no account needed. A free account adds alerts whenever Cardstream changes state, plus 15 days of incident detail; Pro extends that to 90 days and Business to 13 months.

How fast does PulsAPI detect Cardstream outages?

PulsAPI reads the official Cardstream status page. PulsAPI re-checks it every 60 seconds. Alerts reach Slack, Discord, Microsoft Teams, PagerDuty, or email once a change has held for 5 minutes, so a one-minute blip does not page you.

Does PulsAPI track individual Cardstream components?

Yes. PulsAPI monitors 2 individual Cardstream components, so you can see which service or region is affected instead of a generic "service degraded" banner.

Can I get alerts when Cardstream goes down?

Yes. Create a free account and subscribe to Cardstream: the free plan covers three services with unlimited email alerts and no monthly notification cap. Paid plans lift the monitor limit entirely (Pro and above do not meter how many vendors you watch) and route the same alerts into Slack, Discord, Microsoft Teams, PagerDuty and webhooks.

How do I report an issue with Cardstream to the community?

Click "Report an issue" at the top of this page, pick the issue type and severity, and optionally add your region and a short note. Reports are anonymous and help other engineers spot Cardstream problems early. Official status pages often lag real incidents by 10 to 20 minutes.

Is there a free way to monitor Cardstream?

Yes. The free plan covers 3 monitored services with unlimited email alerts, permanently, so Cardstream plus two more costs nothing. Every new account also opens with a 30-day Business trial (unlimited monitors, Slack alerts, SLA reporting) with no credit card.

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