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Is Plaid Down?

FinTech & PaymentsReal-time status, outages, and incident history

No, Plaid is up and running.

Every monitored Plaid system is operational as of July 10, 2026. PulsAPI found no outage in its latest check of the official status feed.

OperationalChecked 15h agoLive · 60s auto-refresh3 active incidents
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This page blends three signals into one verdict: the official Plaid status page, PulsAPI's independent checks every 60 seconds, and live outage reports from engineers. How PulsAPI monitoring works

Plaid Component Status

The main Plaid systems tracked on this page. All 4 currently operational.

API - Production
Operational
API - Sandbox
Operational
Dashboard
Operational

1 more components

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Component statuses may change independently during partial outages.

Live Plaid Outage Reports

Issues submitted by engineers in the last 24 hours. Community reports often surface a Plaid outage 10 to 20 minutes before the official status page reacts.

All quiet. No Plaid problems reported in the last 24 hours.

Recent Plaid Outages & Incidents

Incident history from the official Plaid status page, including resolution updates.

About Plaid

Plaid is the financial data network connecting 12,000+ financial apps to users' bank accounts for account verification, payment initiation, and financial insights. Plaid powers fintech apps like Venmo, Robinhood, and Betterment. Plaid API outages disrupt ACH payments and bank linking workflows. Track Plaid service status across US and EU.

Over the past 30 days, PulsAPI has measured Plaid uptime at 100.00%. Response times, incident history, and SLA tracking for Plaid are available on the PulsAPI dashboard.

Plaid Status FAQ

Is Plaid down right now?

PulsAPI checks Plaid every 60 seconds. The verdict at the top of this page reflects the latest check of the official Plaid status feed and refreshes automatically, so what you see is the current Plaid status, not a cached answer.

What should I do if Plaid is not working?

First confirm it is really Plaid: the component list on this page shows whether your failure matches a known outage. If it does, report the issue to inform the community, follow the incident timeline for updates from the Plaid team, and enable any graceful degradation your application supports until Plaid recovers.

How do I check Plaid uptime history?

PulsAPI tracks Plaid uptime over 30, 60, and 90-day rolling windows. The current 30-day uptime is 100.00%. A free PulsAPI account unlocks the full 90-day SLA history and incident timeline for Plaid.

How fast does PulsAPI detect Plaid outages?

PulsAPI polls the official Plaid status page every 60 seconds and delivers alerts to Slack, Discord, Microsoft Teams, PagerDuty, or email in under 4 seconds from detection, usually before most teams notice the outage themselves.

Does PulsAPI track individual Plaid components?

Yes. PulsAPI monitors 4 individual Plaid components, so you can pinpoint exactly which service or region is affected during an incident instead of staring at a generic "service degraded" banner.

Can I get alerts when Plaid goes down?

Yes. Create a PulsAPI account and subscribe to Plaid. You will get an instant alert by email on the free Starter plan, or via Slack, Discord, Microsoft Teams, PagerDuty, and webhooks on paid plans, whenever Plaid status changes.

How do I report a Plaid issue to the community?

Click "Report an issue" at the top of this page, pick the issue type and severity, and optionally add your region and a short note. Reports are anonymous and help other engineers spot Plaid outages early, since official status pages typically lag real incidents by 10 to 20 minutes.

Is there a free way to monitor Plaid?

Yes. PulsAPI's Starter plan includes up to 10 monitored services with email alerts, and the 30-day free trial requires no credit card. You can monitor Plaid alongside up to 9 other services for free at pulsapi.com/signup.

Plaid Uptime Metrics

30-day uptime100%
Avg response time226 ms
Active incidents3
Community signals0 / 24h

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Official Plaid Status Page

Signal Sources

Official source

Vendor-published

PulsAPI monitoring

Independent checks

Community reports

User-submitted

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