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Is Plaid Down?

FinTech & PaymentsLive status, outages, and incident history

No. Plaid is up right now.

Every monitored Plaid system is operational as of August 24, 2026. PulsAPI did not find an outage in its latest check of the official status feed.

OperationalChecked just nowLive, rechecked every 60s
How we know: the official Plaid status page, PulsAPI's own check every 60 seconds, and outage reports from engineers. How PulsAPI monitoring works

Plaid Component Status

The main Plaid systems on this page. All 4 are operational right now.

4operational
API - Production
Operational
API - Sandbox
Operational
Dashboard
Operational

1 more components tracked

Their status is in the bar above. Free accounts see every component by name.

Also tracking Plaid Portal.

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Component statuses may change independently during partial outages.

Recent Plaid Outages & Incidents

Incident history from the official Plaid status page, including resolution updates.

Elevated API errorsResolved Aug 24, 2026 · 15h 36mResolved

This incident has been resolved. --- [2026-08-24T05:36:33Z] (monitoring) This issue has been mitigated. We are closely monitoring our systems as we recover.

Service Disruption Impacting Navy Federal Credit Union connectionsResolved Aug 16, 2026 · 3h 37mResolved

The health issue with Navy Federal Credit Union has been resolved --- [2026-08-16T16:29:52Z] (monitoring) Navy Federal Credit Union connection health is recovering. We'll continue monitoring and provide and update when Navy Federal Credit Union has fully resolved the issue. --- [2026-08-16T15:24:21Z] (investigating) Navy Federal Credit Union is currently experiencing downtime impacting all channels and data recipients. Item adds and API calls through Plaid are impacted. We will provide an update when Navy Federal Credit Union has resolved the issue. --- [2026-08-16T15:13:51Z] (investigating) Navy Federal Credit Union is currently experiencing downtime impacting all channels and data recipients. Item adds and API calls through Plaid are impacted. We will provide an update when Navy Federal Credit Union has resolved the issue.

Chase Scheduled Maintenance Resolved Aug 14, 2026 · 47h 23mResolved

Maintenance has started --- [2026-08-14T20:10:48Z] (maintenance_scheduled) Chase is planning maintenance from 15/08 06:30 UTC to 16/08 18:30 UTC. During this window, we expect intermittent errors for Item adds , API calls and scheduled updates for chase items.

Plaid Uptime History

Daily uptime recorded by PulsAPI over the last 90 days, with the days that carried a Plaid incident marked. Each day is measured from our own checks, so the record continues even when the vendor publishes nothing.

Uptime history91 days observed
May 2697.20% average · 12 days with incidentsAug 24

Going further back: Plaid uptime by month and every recorded Plaid outage.

Live Plaid Outage Reports

Problems reported by engineers using Plaid. Reports often appear 10 to 20 minutes before the official status page moves, and stay on this page for 90 days.

Reports, last 24 hours0 total
24h agoNothing reportednow

No Plaid problems reported yet.

Something wrong with Plaid on your end?

Reports are anonymous, take about ten seconds, and help the next engineer who checks.

About Plaid

Plaid is the financial data network connecting 12,000+ financial apps to users' bank accounts for account verification, payment initiation, and financial insights. Plaid API outages disrupt ACH payments and bank linking workflows. Track Plaid status and outages here.

Over the past 30 days, PulsAPI has measured Plaid uptime at 98.80%. Response times, incident history, and SLA tracking for Plaid are available on the PulsAPI dashboard.

Plaid Status FAQ

Is Plaid down right now?

PulsAPI checks Plaid every 60 seconds. The verdict at the top of this page comes from the latest poll of the official Plaid status feed and refreshes automatically, so you are not looking at a stale cached answer.

What should I do if Plaid is not working?

Check the component list on this page first to see if your failure matches a known outage. If it does, you can report the issue for other engineers, follow the incident timeline for vendor updates, and run any fallback your app supports until Plaid recovers.

How do I check Plaid uptime history?

PulsAPI tracks Plaid uptime over 30, 60, and 90-day rolling windows. The current 30-day uptime is 98.80%. A free PulsAPI account unlocks the full 90-day SLA history and incident timeline for Plaid.

How fast does PulsAPI detect Plaid outages?

PulsAPI polls the official Plaid status page every 60 seconds and usually delivers alerts to Slack, Discord, Microsoft Teams, PagerDuty, or email in under 4 seconds after detection. That is often faster than someone on your team notices on their own.

Does PulsAPI track individual Plaid components?

Yes. PulsAPI monitors 4 individual Plaid components, so you can see which service or region is affected instead of a generic "service degraded" banner.

Can I get alerts when Plaid goes down?

Yes. Create a PulsAPI account and subscribe to Plaid. Email alerts are included on the free Starter plan. Paid plans add Slack, Discord, Microsoft Teams, PagerDuty, and webhooks whenever Plaid status changes.

How do I report an issue with Plaid to the community?

Click "Report an issue" at the top of this page, pick the issue type and severity, and optionally add your region and a short note. Reports are anonymous and help other engineers spot Plaid problems early. Official status pages often lag real incidents by 10 to 20 minutes.

Is there a free way to monitor Plaid?

Yes. PulsAPI's Starter plan includes up to 25 monitored services with Slack and email alerts, and the 30-day free trial requires no credit card. You can monitor Plaid alongside up to 24 other services at pulsapi.com/signup.

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