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Is Credit Sense Down?

FinTech & PaymentsLive status, outages, and incident history

No. Credit Sense is up right now.

Every monitored Credit Sense system is operational as of November 14, 2026. PulsAPI did not find an outage in its latest check of the official status feed.

OperationalChecked 2m agoLive · every 60s

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Official Credit Sense status page
How we know: the official Credit Sense status page, PulsAPI's own check (every 60 seconds), and outage reports from engineers. How PulsAPI monitoring works

Status report

Credit Sense Status Summary

As of 03:57 UTC on 14 November 2026, Credit Sense is operational. PulsAPI checked Credit Sense's official status page and found 17 of 17 components operational, with no active incidents. The latest incident, "Westpac issue", was on Nov 10, 2026 and lasted 13h 29m.

Cite as: PulsAPI, “Credit Sense status”, checked 14 November 2026, 03:57 UTC. https://www.pulsapi.com/services/credit-sense

Credit Sense Component Status

The main Credit Sense systems on this page. All 17 are operational right now.

17operational
Australian aggregated services » Financial services
Operational
Australian aggregated services » Supporting document services
Operational
Canadian aggregated services » Financial services
Operational

14 more components tracked

Their status is in the bar above. Free accounts see every component by name.

Also tracking Communications providers » Email, Communications providers » SMS, Credit Sense » Credit Sense API, Credit Sense » Credit Sense client dashboard, Credit Sense » Credit Sense customer journey, Credit Sense » Credit Sense website, Data sources » Digital Data Capture, Data sources » PDF extraction, Lead Market » Lead Market API, Lead Market » Lead Market client dashboard, Lead Market » Lead Market customer journey, Lead Market » Lead Market website, and 2 more.

See all of them free

Component statuses may change independently during partial outages.

Recent Credit Sense Outages & Incidents

Incident history from the official Credit Sense status page, including resolution updates.

Westpac issueResolved Nov 10, 2026 · 13h 29mResolved

We are currently seeing high success rates on this service and no longer seeing 409 errors. Westpac have resolved their issues and released the following advice: <em>Our services are now available. We’re very sorry for the disruption and frustration this has caused. We're monitoring our systems closely and will provide any further updates here.</em> <a href="https://x.com/Westpac/status/2120223844443308117" target="_blank">Source</a> --- [2026-11-10T20:04:28.903+10:00] (identified) We are still seeing high rates of 409 errors on this service. Westpac have released the following update: <em>Update: We’re aware some customers are continuing to experience intermittent issues with the App, Online Banking and PayID/Osko payments. Call centre wait times are longer than usual. We apologise for the inconvenience and will provide further updates here.</em> <a href="https://x.com/Westpac/status/2120075515029762225" target="_blank">Source</a> --- [2026-11-11T07:45:39.534+10:00] (identified) We are currently seeing high rates of 409 errors on this service. This is due to an unplanned outage on the service and Westpac have identified an issue and have released the following advice: <em>We’re aware some customers are experiencing issues accessing some of our banking services. Our teams are working to restore these services as quickly as possible. We’re sorry for the inconvenience and will provide further updates here.</em> <a href="https://x.com/Westpac/status/2120040486379590085?s=20" target="_blank">Source</a>

Aggregation service issueResolved Oct 30, 2026 · 4h 8mResolved

This incident has been resolved. Applications affected by this incident have been identified and reprocessed by our team where possible. --- [2026-10-30T12:28:33.818+10:00] (monitoring) A fix has been implemented and we are monitoring the results. --- [2026-10-30T12:18:12.031+10:00] (investigating) We've observed some customers are seeing error messages while trying to connect their bank. We're investigating the cause for this issue as a priority. --- [2026-10-30T11:43:33.240+10:00] (investigating) We are investigating an issue with our internal aggregation service that is causing delays for some customers when sharing their data.

Credit Sense customer journey issueResolved Oct 29, 2026 · 7h 8mResolved

This incident has been resolved. --- [2026-10-29T16:32:12.267+10:00] (monitoring) The delays in the customer journey have been mitigated and the customer journey is functioning as expected again. We will continue to monitor and provide updates if necessary. --- [2026-10-29T12:43:19.689+10:00] (investigating) We are still investigating this issue. The customer journey continues to function, albeit with delays at the consent/terms & conditions step. --- [2026-10-29T11:38:46.712+10:00] (investigating) We are investigating the delays in the Credit Sense customer journey. The behaviour we're seeing includes delays when the customer agrees to the terms and conditions or gives consent.

Credit Sense Uptime History

Daily uptime recorded by PulsAPI over the last 90 days, with the days that carried a Credit Sense incident marked. Each day is measured from our own checks, so the record continues even when the vendor publishes nothing.

Uptime history3 days observed
Nov 12100.00% averageNov 14

Live Credit Sense Outage Reports

Problems reported by engineers using Credit Sense. Reports often appear 10 to 20 minutes before the official status page moves, and stay on this page for 90 days.

Reports, last 24 hours0 total
24h agoNothing reportednow

No Credit Sense problems reported yet.

Something wrong with Credit Sense on your end?

Reports are anonymous, take about ten seconds, and help the next engineer who checks.

About Credit Sense

Is Credit Sense down? Its official status page at status.creditsense.com.au reports on 17 components, including Financial services, Supporting document services and Email. PulsAPI checks it every few minutes and can alert you when Credit Sense reports an incident.

Credit Sense Status FAQ

Is Credit Sense down right now?

The verdict at the top of this page comes from the latest poll of the official Credit Sense status feed and refreshes automatically, so you are not looking at a stale cached answer. PulsAPI re-checks it every 60 seconds.

What should I do if Credit Sense is not working?

Check the component list on this page first to see if your failure matches a known outage. If it does, you can report the issue for other engineers, follow the incident timeline for vendor updates, and run any fallback your app supports until Credit Sense recovers.

How do I check Credit Sense uptime history?

PulsAPI tracks Credit Sense uptime over 30, 60, and 90-day rolling windows. The current 30-day uptime is not published yet, because a 30-day figure needs 30 days of tracked history. The 90-day uptime strip on this page is public: no account needed. A free account adds alerts whenever Credit Sense changes state, plus 15 days of incident detail; Pro extends that to 90 days and Business to 13 months.

How fast does PulsAPI detect Credit Sense outages?

PulsAPI reads the official Credit Sense status page. PulsAPI re-checks it every 60 seconds. Alerts reach Slack, Discord, Microsoft Teams, PagerDuty, or email once a change has held for 5 minutes, so a one-minute blip does not page you.

Does PulsAPI track individual Credit Sense components?

Yes. PulsAPI monitors 17 individual Credit Sense components, so you can see which service or region is affected instead of a generic "service degraded" banner.

Can I get alerts when Credit Sense goes down?

Yes. Create a free account and subscribe to Credit Sense: the free plan covers three services with unlimited email alerts and no monthly notification cap. Paid plans lift the monitor limit entirely (Pro and above do not meter how many vendors you watch) and route the same alerts into Slack, Discord, Microsoft Teams, PagerDuty and webhooks.

How do I report an issue with Credit Sense to the community?

Click "Report an issue" at the top of this page, pick the issue type and severity, and optionally add your region and a short note. Reports are anonymous and help other engineers spot Credit Sense problems early. Official status pages often lag real incidents by 10 to 20 minutes.

Is there a free way to monitor Credit Sense?

Yes. The free plan covers 3 monitored services with unlimited email alerts, permanently, so Credit Sense plus two more costs nothing. Every new account also opens with a 30-day Business trial (unlimited monitors, Slack alerts, SLA reporting) with no credit card.

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