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Is GoCardless Down?

FinTech & PaymentsLive status, outages, and incident history

Degraded. GoCardless is up but having problems.

GoCardless is reporting degraded performance as of October 13, 2026. Expect slower responses or more errors. The affected components are listed below.

DegradedChecked just nowLive · 60s while moving1 active incident

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How we know: the official GoCardless status page, PulsAPI's own check (every 60 seconds while one is moving, every 5 to 20 minutes while it is stable), and outage reports from engineers. How PulsAPI monitoring works

GoCardless Component Status

1 of 11 GoCardless components are impaired. Worst problems listed first.

1degraded10operational
Submissions
Degraded
GoCardless for Netsuite
Operational
GoCardless for Xero
Operational

8 more components tracked

Their status is in the bar above. Free accounts see every component by name.

Also tracking GoCardless Zapier, Instant bank payments, Live, Payouts, Quickbooks, Reporting, Sandbox, Woocommerce.

See all of them free

Component statuses may change independently during partial outages.

Recent GoCardless Outages & Incidents

Incident history from the official GoCardless status page, including resolution updates.

Email delivery issues affecting Yahoo and AOL addressesStarted Oct 12, 2026Investigating

Between October 1st and October 8th, some emails from GoCardless to Yahoo and AOL addresses were rejected and may not have reached customers and merchants. We applied a fix on October 8, and emails to Yahoo and AOL addresses have been delivering normally since 17:25 UTC that day. We plan on resending the emails that didn’t get through and will continue to monitor delivery. We’ll post another update once the resend is complete.

Bacs Processing Issue Affecting Payments Scheduled for Collection on 2 OctoberResolved Oct 1, 2026 · 92h 38mResolved

**We've resolved the issue affecting the delivery of a batch of Bacs payment submissions on 30 September.** Affected payments and mandates have been resubmitted and confirmed, with collection and processing dates moved to 5 October, which has now completed as planned. We're sorry for the disruption this caused and thank you for your patience while we worked through it. --- [2026-10-02T08:05:57Z] (monitoring) We can now confirm that the issue has been resolved and all affected payments and mandates have been successfully resubmitted. Payments originally due for collection on 2 October 2026 will now be collected on 5 October 2026. Affected mandates will follow the same revised processing timeline. We will shortly contact all affected merchants directly to provide further details and clarify the impact of this issue. We apologise for the disruption and thank you for your patience and understanding. --- [2026-10-01T16:35:46Z] (monitoring) We’ve now resubmitted the Bacs collection payments and mandates due to be processed on 2 October 2026. Our engineering team are monitoring to identify any further issues. Payments that were due for collection on 2 October will now be collected on 5 October 2026. The same revised processing date applies to affected mandates that were due to be submitted for creation and/or cancellation on 2 October. We’ll continue to monitor processing, and we will contact all affected merchants tomorrow morning to provide an update. --- [2026-10-01T12:44:10Z] (investigating) We experienced an issue affecting a number of Bacs collection payments with a charge date of 2 October 2026, as well as some Bacs mandates. As a result, payments due for collection on 2 October will be collected from customers early next week. We are actively working to resolve the issue and are taking steps to ensure affected payments and mandates are processed as soon as possible. Under Bacs rules, merchants are not required to send an additional notification to payers, as a payment can be collected within three working days of the date given in the advance notice. However, merchants may wish to proactively notify customers. Some mandates that were due to be submitted for creation and/or cancellation on 2 October 2026 will also be delayed. We will contact affected merchants directly to confirm which payments and mandates are impacted and provide further information on expected processing dates. We apologise for any inconvenience caused to you or your payers.

Intermittent ARUDD-8 failures for Nationwide BankStarted Sep 24, 2026Investigating

We are seeing a reduction in the number of payments to Nationwide failing with ARUDD-8, and retries are continuing to successfully go through. We are in contact with our partner bank to monitor the fix that Nationwide is implementing. **Action for merchants:** We continue to recommend retrying any Nationwide payments that have failed with ARUDD-8. --- [2026-09-25T15:00:34Z] (investigating) Upon further investigation, we have identified that payments to Nationwide accounts that initially fail with ARUDD-8 are succeeding when retried. **Action for merchants:** We recommend retrying any Nationwide payments that have failed with ARUDD-8. We are continuing to monitor the situation and will provide a further update as more information becomes available. --- [2026-09-24T17:21:10Z] (investigating) We are aware of an issue affecting a small percentage of Direct Debit payments to Nationwide, which are failing intermittently each day with the code ARUDD-8. We are investigating the issue with our banking partner and will provide an update as soon as we have more information.

GoCardless Uptime History

Daily uptime recorded by PulsAPI over the last 90 days, with the days that carried a GoCardless incident marked. Each day is measured from our own checks, so the record continues even when the vendor publishes nothing.

Uptime history91 days observed
Jul 15100.00% average · 30 days with incidentsOct 13

Going further back: GoCardless uptime by month and every recorded GoCardless outage.

Live GoCardless Outage Reports

Problems reported by engineers using GoCardless. Reports often appear 10 to 20 minutes before the official status page moves, and stay on this page for 90 days.

Reports, last 24 hours0 total
24h agoNothing reportednow

No GoCardless problems reported yet.

Are you seeing GoCardless problems too?

Reports are anonymous, take about ten seconds, and help the next engineer who checks.

About GoCardless

Is GoCardless down? GoCardless reports live availability for 17 components at www.gocardless-status.com, among them Reporting, Live and Quickbooks. Track GoCardless outages, degradations and past incidents here, with uptime history and alerts across your payments and fintech stack.

Over the past 30 days, PulsAPI has measured GoCardless uptime at 99.73%. Response times, incident history, and SLA tracking for GoCardless are available on the PulsAPI dashboard.

GoCardless Status FAQ

Is GoCardless down right now?

The verdict at the top of this page comes from the latest poll of the official GoCardless status feed and refreshes automatically, so you are not looking at a stale cached answer. PulsAPI re-checks a vendor every 60 seconds whenever it is not fully operational, or has changed status in the last 30 minutes, so an incident is always on the fastest cadence. Vendors that are stable and rarely watched are re-checked every 5 to 20 minutes instead.

What should I do if GoCardless is not working?

Check the component list on this page first to see if your failure matches a known outage. If it does, you can report the issue for other engineers, follow the incident timeline for vendor updates, and run any fallback your app supports until GoCardless recovers.

How do I check GoCardless uptime history?

PulsAPI tracks GoCardless uptime over 30, 60, and 90-day rolling windows. The current 30-day uptime is 99.73%. The 90-day uptime strip on this page is public: no account needed. A free account adds alerts whenever GoCardless changes state, plus 15 days of incident detail; Pro extends that to 90 days and Business to 13 months.

How fast does PulsAPI detect GoCardless outages?

PulsAPI reads the official GoCardless status page. PulsAPI re-checks a vendor every 60 seconds whenever it is not fully operational, or has changed status in the last 30 minutes, so an incident is always on the fastest cadence. Vendors that are stable and rarely watched are re-checked every 5 to 20 minutes instead. Alerts reach Slack, Discord, Microsoft Teams, PagerDuty, or email within seconds of detection.

Does PulsAPI track individual GoCardless components?

Yes. PulsAPI monitors 11 individual GoCardless components, so you can see which service or region is affected instead of a generic "service degraded" banner.

Can I get alerts when GoCardless goes down?

Yes. Create a free account and subscribe to GoCardless: the free plan covers three services with unlimited email alerts and no monthly notification cap. Paid plans lift the monitor limit entirely (Pro and above do not meter how many vendors you watch) and route the same alerts into Slack, Discord, Microsoft Teams, PagerDuty and webhooks.

How do I report an issue with GoCardless to the community?

Click "Report an issue" at the top of this page, pick the issue type and severity, and optionally add your region and a short note. Reports are anonymous and help other engineers spot GoCardless problems early. Official status pages often lag real incidents by 10 to 20 minutes.

Is there a free way to monitor GoCardless?

Yes. The free plan covers 3 monitored services with unlimited email alerts, permanently, so GoCardless plus two more costs nothing. Every new account also opens with a 30-day Business trial (unlimited monitors, Slack alerts, SLA reporting) with no credit card.

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