Monzo Bank logo

Is Monzo Bank Down?

SaaSLive status, outages, and incident history

No. Monzo Bank is up right now.

Every monitored Monzo Bank system is operational as of November 9, 2026. PulsAPI did not find an outage in its latest check of the official status feed.

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Official Monzo Bank status page
How we know: the official Monzo Bank status page, PulsAPI's own check (every 60 seconds), and outage reports from engineers. How PulsAPI monitoring works

Status report

Monzo Bank Status Summary

As of 15:27 UTC on 9 November 2026, Monzo Bank is operational. PulsAPI checked Monzo Bank's official status page and found 12 of 12 components operational, with no active incidents. Over the last 30 days PulsAPI measured 100.00% uptime for Monzo Bank, counting degraded performance as up. The latest incident, "We are experiencing platform issues", was on Aug 19, 2026 and lasted 3h 44m.

Cite as: PulsAPI, “Monzo Bank status”, checked 9 November 2026, 15:27 UTC. https://www.pulsapi.com/services/monzo-bank

Monzo Bank Component Status

The main Monzo Bank systems on this page. All 12 are operational right now.

12operational
☎️ Phone Support
Operational
✉️ Email Support
Operational
💬 Chat Support
Operational

9 more components tracked

Their status is in the bar above. Free accounts see every component by name.

Also tracking 💰 Inbound Bank Transfers, 💳 Card Payments, 💷 Cash Deposits, 💸 Outbound Bank Transfers, 📨 SMS Outbound, 📨 SMS Outbound Delivery, 📬 Email Delivery, 📱 Monzo App, 🔗 Public API.

See all of them free

Component statuses may change independently during partial outages.

Recent Monzo Bank Outages & Incidents

Incident history from the official Monzo Bank status page, including resolution updates.

We are experiencing platform issuesResolved Aug 19, 2026 · 3h 44mResolved

We’re happy to say that our platform issues are all sorted. Thanks for your patience while we worked on the fix 🙏 --- [2026-08-19T13:12:36.200Z] (investigating) This afternoon, we identified some issues affecting Monzo and activated Monzo Stand-in, our fully independent backup bank. We're rolling out a fix and moving quickly to get full service back up and running for everyone. --- [2026-08-19T12:38:54.921Z] (investigating) The problems affecting delayed payments aren’t fixed yet. We are also experiencing issues with our phone lines right now, which means your calls might not connect. We’re hard at work to get everything back up and running 💪 --- [2026-08-19T11:55:44.423Z] (investigating) We're have been experiencing delays in processing payments. We’re looking into it, and we’ll share more when we’ve got it.

Monzo Bank Uptime History

Daily uptime recorded by PulsAPI over the last 90 days, with the days that carried a Monzo Bank incident marked. Each day is measured from our own checks, so the record continues even when the vendor publishes nothing.

Uptime history91 days observed
Aug 11100.00% average · 2 days with incidentsNov 9

Going further back: Monzo Bank uptime by month and every recorded Monzo Bank outage.

Live Monzo Bank Outage Reports

Problems reported by engineers using Monzo Bank. Reports often appear 10 to 20 minutes before the official status page moves, and stay on this page for 90 days.

Reports, last 24 hours0 total
24h agoNothing reportednow

No Monzo Bank problems reported yet.

Something wrong with Monzo Bank on your end?

Reports are anonymous, take about ten seconds, and help the next engineer who checks.

About Monzo Bank

Monzo Bank publishes a public status page at status.monzo.com covering 12 components, including 📱 Monzo App, 💳 Card Payments and 💸 Outbound Bank Transfers. PulsAPI tracks Monzo Bank outages, degraded performance and incident history in real time, alongside the rest of your SaaS stack.

Over the past 30 days, PulsAPI has measured Monzo Bank uptime at 100.00%. Response times, incident history, and SLA tracking for Monzo Bank are available on the PulsAPI dashboard.

Monzo Bank Status FAQ

Is Monzo Bank down right now?

The verdict at the top of this page comes from the latest poll of the official Monzo Bank status feed and refreshes automatically, so you are not looking at a stale cached answer. PulsAPI re-checks it every 60 seconds.

What should I do if Monzo Bank is not working?

Check the component list on this page first to see if your failure matches a known outage. If it does, you can report the issue for other engineers, follow the incident timeline for vendor updates, and run any fallback your app supports until Monzo Bank recovers.

How do I check Monzo Bank uptime history?

PulsAPI tracks Monzo Bank uptime over 30, 60, and 90-day rolling windows. The current 30-day uptime is 100.00%. The 90-day uptime strip on this page is public: no account needed. A free account adds alerts whenever Monzo Bank changes state, plus 15 days of incident detail; Pro extends that to 90 days and Business to 13 months.

How fast does PulsAPI detect Monzo Bank outages?

PulsAPI reads the official Monzo Bank status page. PulsAPI re-checks it every 60 seconds. Alerts reach Slack, Discord, Microsoft Teams, PagerDuty, or email once a change has held for 5 minutes, so a one-minute blip does not page you.

Does PulsAPI track individual Monzo Bank components?

Yes. PulsAPI monitors 12 individual Monzo Bank components, so you can see which service or region is affected instead of a generic "service degraded" banner.

Can I get alerts when Monzo Bank goes down?

Yes. Create a free account and subscribe to Monzo Bank: the free plan covers three services with unlimited email alerts and no monthly notification cap. Paid plans lift the monitor limit entirely (Pro and above do not meter how many vendors you watch) and route the same alerts into Slack, Discord, Microsoft Teams, PagerDuty and webhooks.

How do I report an issue with Monzo Bank to the community?

Click "Report an issue" at the top of this page, pick the issue type and severity, and optionally add your region and a short note. Reports are anonymous and help other engineers spot Monzo Bank problems early. Official status pages often lag real incidents by 10 to 20 minutes.

Is there a free way to monitor Monzo Bank?

Yes. The free plan covers 3 monitored services with unlimited email alerts, permanently, so Monzo Bank plus two more costs nothing. Every new account also opens with a 30-day Business trial (unlimited monitors, Slack alerts, SLA reporting) with no credit card.

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